▼ 0.50% · 3.625%
HK$3,646
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$111/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$225/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$127/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$259/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$121/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$248/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$138/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$283/mo
Deposit HK$640K · loan HK$959K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$133/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$270/mo
Deposit HK$640K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$149/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$143/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$155/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,300
+HK$315/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$165/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,014
−HK$185/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$177/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$360/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,390
−HK$196/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,987
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,895
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$187/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,650
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$208/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$424/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,300
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$199/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).