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At today's rate and a 90% mortgage, the deposit on this unit is about HK$230K, with repayments around HK$10,026/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,052/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 200 Saleable ft²
- Gross Area
- 292 ft²
- Efficiency
- 68%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-24 | HK$1.95M | +16.1% 1.6y |
| 2024-11-19 | HK$1.68M | −40.2% 4.2y · −10.0%/yr |
| 2020-09-16 | HK$2.81M | +117.7% 8.5y · 14.0%/yr |
| 2012-03-14 | HK$1.29M | +34.4% |
| 2010-03-09 | HK$960K | +20.0% |
| 2009-07-28 | HK$800K | +9.6% |
| 2008-07-23 | HK$730K | +10.6% |
| 2008-04-25 | HK$660K | +57.1% |
| 2006-07-25 | HK$420K | — |