▼ 0.50% · 3.625%
HK$3,611
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,723
−HK$114/mo
Today · 4.125%
HK$3,837
baseline
▲ 0.50% · 4.625%
HK$4,071
+HK$234/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$7,674/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$109/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,457
+HK$223/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$126/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$257/mo
Deposit HK$713K · loan HK$871K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$120/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$246/mo
Deposit HK$713K · loan HK$871K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,333
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$137/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$280/mo
Deposit HK$633K · loan HK$950K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$132/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$267/mo
Deposit HK$633K · loan HK$950K · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$148/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$304/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$142/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$290/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,212
−HK$160/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,699
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,774
−HK$153/mo
Today · 4.125%
HK$5,927
baseline
▲ 0.50% · 4.625%
HK$6,240
+HK$313/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,854/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,416
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,584
−HK$172/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$350/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$164/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,686
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$182/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$175/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,138
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,329
−HK$194/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,920
+HK$397/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,829
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,012
−HK$186/mo
Today · 4.125%
HK$7,198
baseline
▲ 0.50% · 4.625%
HK$7,577
+HK$379/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,396/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$206/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$420/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,230
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$197/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$402/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).