▼ 0.50% · 3.625%
HK$3,626
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$115/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$234/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$109/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$224/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,988
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$126/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$258/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$120/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$247/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$137/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,905
+HK$282/mo
Deposit HK$636K · loan HK$954K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$132/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$268/mo
Deposit HK$636K · loan HK$954K · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$149/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$305/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$143/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,818
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$160/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$328/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$154/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$314/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$172/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$352/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$165/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,713
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,801
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$184/mo
Today · 4.125%
HK$6,165
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,330/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,453
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,626
−HK$176/mo
Today · 4.125%
HK$6,802
baseline
▲ 0.50% · 4.625%
HK$7,161
+HK$359/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,604/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,163
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$195/mo
Today · 4.125%
HK$6,550
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,100/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,041
−HK$186/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$381/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,526
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$206/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,357
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,260
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,455
−HK$197/mo
Today · 4.125%
HK$7,652
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,304/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).