▼ 0.50% · 3.625%
HK$3,973
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$126/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,479
+HK$257/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,420
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$120/mo
Today · 4.125%
HK$4,658
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$246/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$9,316/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$138/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$283/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$132/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,394
+HK$270/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$150/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$308/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$144/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$295/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,325
−HK$163/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$156/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$319/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$176/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$359/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$169/mo
Today · 4.125%
HK$6,522
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$343/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,044/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$189/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$385/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,629
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,807
−HK$181/mo
Today · 4.125%
HK$6,988
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$368/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,976/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$201/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$411/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,261
−HK$192/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$393/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,754
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,964
−HK$213/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,614
+HK$437/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,513
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,715
−HK$204/mo
Today · 4.125%
HK$7,919
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$418/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,838/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,151
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,373
−HK$226/mo
Today · 4.125%
HK$7,599
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,198/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,955
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$216/mo
Today · 4.125%
HK$8,385
baseline
▲ 0.50% · 4.625%
HK$8,827
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,770/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).