▼ 0.50% · 3.625%
HK$4,223
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,355
−HK$133/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$273/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,645
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$147/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$300/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$140/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$287/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,225
−HK$161/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$327/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,789
−HK$153/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,256
+HK$314/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,490
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,661
−HK$173/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,108
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$166/mo
Today · 4.125%
HK$6,438
baseline
▲ 0.50% · 4.625%
HK$6,777
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,876/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,912
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,096
−HK$187/mo
Today · 4.125%
HK$6,283
baseline
▲ 0.50% · 4.625%
HK$6,666
+HK$383/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,566/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,578
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$179/mo
Today · 4.125%
HK$6,933
baseline
▲ 0.50% · 4.625%
HK$7,298
+HK$365/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,866/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$200/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$410/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,047
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$192/mo
Today · 4.125%
HK$7,428
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$392/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,856/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,757
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$214/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,618
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,719
−HK$204/mo
Today · 4.125%
HK$7,923
baseline
▲ 0.50% · 4.625%
HK$8,341
+HK$418/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,846/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,179
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,403
−HK$227/mo
Today · 4.125%
HK$7,630
baseline
▲ 0.50% · 4.625%
HK$8,094
+HK$464/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,260/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,987
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,201
−HK$218/mo
Today · 4.125%
HK$8,419
baseline
▲ 0.50% · 4.625%
HK$8,862
+HK$443/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,838/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,602
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,838
−HK$240/mo
Today · 4.125%
HK$8,078
baseline
▲ 0.50% · 4.625%
HK$8,570
+HK$492/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,156/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,457
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,684
−HK$230/mo
Today · 4.125%
HK$8,914
baseline
▲ 0.50% · 4.625%
HK$9,384
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,828/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).