▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$132/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$126/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$144/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$138/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$283/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$157/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$323/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$151/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$309/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$171/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$349/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$164/mo
Today · 4.125%
HK$6,343
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$334/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,686/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$184/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$176/mo
Today · 4.125%
HK$6,831
baseline
▲ 0.50% · 4.625%
HK$7,191
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,662/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$197/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$404/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$189/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,705
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,658
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$210/mo
Today · 4.125%
HK$7,075
baseline
▲ 0.50% · 4.625%
HK$7,506
+HK$431/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,150/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,407
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,605
−HK$202/mo
Today · 4.125%
HK$7,807
baseline
▲ 0.50% · 4.625%
HK$8,218
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,614/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$223/mo
Today · 4.125%
HK$7,517
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,034/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,870
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,081
−HK$214/mo
Today · 4.125%
HK$8,295
baseline
▲ 0.50% · 4.625%
HK$8,732
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,590/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,490
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,723
−HK$237/mo
Today · 4.125%
HK$7,960
baseline
▲ 0.50% · 4.625%
HK$8,444
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,920/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,332
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,556
−HK$227/mo
Today · 4.125%
HK$8,783
baseline
▲ 0.50% · 4.625%
HK$9,246
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,566/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).