▼ 0.50% · 3.625%
HK$4,000
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$126/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$259/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$121/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$247/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$789K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$789K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$152/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$310/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$145/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$297/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$165/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$336/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$157/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$322/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$177/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,314
+HK$362/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,231
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,398
−HK$169/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,913
+HK$346/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$190/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$181/mo
Today · 4.125%
HK$7,036
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,072/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$202/mo
Today · 4.125%
HK$6,802
baseline
▲ 0.50% · 4.625%
HK$7,216
+HK$414/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,604/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,312
−HK$193/mo
Today · 4.125%
HK$7,505
baseline
▲ 0.50% · 4.625%
HK$7,901
+HK$396/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,010/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,801
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,012
−HK$215/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,566
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,769
−HK$205/mo
Today · 4.125%
HK$7,974
baseline
▲ 0.50% · 4.625%
HK$8,395
+HK$421/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,948/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,201
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$227/mo
Today · 4.125%
HK$7,652
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$466/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,304/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,011
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,226
−HK$218/mo
Today · 4.125%
HK$8,444
baseline
▲ 0.50% · 4.625%
HK$8,889
+HK$445/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,888/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).