▼ 0.50% · 3.625%
HK$4,077
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$129/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$263/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$124/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$252/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$142/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$290/mo
Deposit HK$805K · loan HK$983K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$136/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$277/mo
Deposit HK$805K · loan HK$983K · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$154/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$317/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$148/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$302/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$168/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$342/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$160/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$180/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,435
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,350
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$173/mo
Today · 4.125%
HK$6,693
baseline
▲ 0.50% · 4.625%
HK$7,046
+HK$353/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,386/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,116
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$193/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,895
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,804
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$185/mo
Today · 4.125%
HK$7,171
baseline
▲ 0.50% · 4.625%
HK$7,549
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,342/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$206/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,452
−HK$197/mo
Today · 4.125%
HK$7,649
baseline
▲ 0.50% · 4.625%
HK$8,053
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,298/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,931
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,147
−HK$219/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,814
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,711
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,918
−HK$209/mo
Today · 4.125%
HK$8,127
baseline
▲ 0.50% · 4.625%
HK$8,556
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,254/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,567
−HK$232/mo
Today · 4.125%
HK$7,799
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,598/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,164
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,383
−HK$222/mo
Today · 4.125%
HK$8,605
baseline
▲ 0.50% · 4.625%
HK$9,059
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,210/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).