▼ 0.50% · 3.625%
HK$3,978
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$125/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$258/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$121/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$245/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$138/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$283/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,868
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$132/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$270/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$151/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$309/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$144/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$295/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$164/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$334/mo
Deposit HK$611K · loan HK$1.13M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,907
−HK$157/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$320/mo
Deposit HK$611K · loan HK$1.13M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$176/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$361/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,362
−HK$168/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$345/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$188/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$386/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,638
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$181/mo
Today · 4.125%
HK$6,997
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$369/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,994/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$201/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,175
+HK$411/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$192/mo
Today · 4.125%
HK$7,463
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$394/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,926/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,763
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$214/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$437/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,523
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,725
−HK$205/mo
Today · 4.125%
HK$7,930
baseline
▲ 0.50% · 4.625%
HK$8,348
+HK$418/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,860/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,160
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$226/mo
Today · 4.125%
HK$7,609
baseline
▲ 0.50% · 4.625%
HK$8,072
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,218/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,966
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,179
−HK$217/mo
Today · 4.125%
HK$8,396
baseline
▲ 0.50% · 4.625%
HK$8,839
+HK$443/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,792/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).