▼ 0.50% · 3.625%
HK$21,392
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$676/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$24,117
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$648/mo
Today · 4.125%
HK$25,085
baseline
▲ 0.50% · 4.625%
HK$26,407
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,170/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,264
−HK$743/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,529
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,881
−HK$712/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,048
+HK$1,455/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,671
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,470
−HK$811/mo
Today · 4.125%
HK$27,281
baseline
▲ 0.50% · 4.625%
HK$28,941
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,562/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,559
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,325
−HK$777/mo
Today · 4.125%
HK$30,102
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,204/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,810
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,675
−HK$879/mo
Today · 4.125%
HK$29,554
baseline
▲ 0.50% · 4.625%
HK$31,352
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,108/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,939
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,768
−HK$842/mo
Today · 4.125%
HK$32,610
baseline
▲ 0.50% · 4.625%
HK$34,329
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,220/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,949
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,881
−HK$947/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,764
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,212
−HK$907/mo
Today · 4.125%
HK$35,119
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$1,851/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,238/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,089
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,087
−HK$1,014/mo
Today · 4.125%
HK$34,101
baseline
▲ 0.50% · 4.625%
HK$36,176
+HK$2,075/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,202/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,698
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,656
−HK$971/mo
Today · 4.125%
HK$37,627
baseline
▲ 0.50% · 4.625%
HK$39,610
+HK$1,983/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,254/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,293
−HK$1,081/mo
Today · 4.125%
HK$36,374
baseline
▲ 0.50% · 4.625%
HK$38,588
+HK$2,214/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,748/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,078
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,100
−HK$1,036/mo
Today · 4.125%
HK$40,136
baseline
▲ 0.50% · 4.625%
HK$42,251
+HK$2,115/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,272/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,367
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$1,150/mo
Today · 4.125%
HK$38,648
baseline
▲ 0.50% · 4.625%
HK$40,999
+HK$2,351/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,296/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,458
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,101/mo
Today · 4.125%
HK$42,644
baseline
▲ 0.50% · 4.625%
HK$44,892
+HK$2,248/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,288/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,506
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,704
−HK$1,217/mo
Today · 4.125%
HK$40,921
baseline
▲ 0.50% · 4.625%
HK$43,411
+HK$2,490/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,842/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,838
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,987
−HK$1,165/mo
Today · 4.125%
HK$45,152
baseline
▲ 0.50% · 4.625%
HK$47,533
+HK$2,381/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,304/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).