▼ 0.50% · 3.625%
HK$18,731
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,314
−HK$591/mo
Today · 4.125%
HK$19,905
baseline
▲ 0.50% · 4.625%
HK$21,117
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,810/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,838
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,397
−HK$567/mo
Today · 4.125%
HK$21,964
baseline
▲ 0.50% · 4.625%
HK$23,121
+HK$1,157/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,928/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,604
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,245
−HK$651/mo
Today · 4.125%
HK$21,896
baseline
▲ 0.50% · 4.625%
HK$23,228
+HK$1,332/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,792/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,922
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,536
−HK$624/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,434
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,477
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,176
−HK$711/mo
Today · 4.125%
HK$23,887
baseline
▲ 0.50% · 4.625%
HK$25,340
+HK$1,453/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,774/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,006
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,676
−HK$680/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,746
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,350
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,108
−HK$769/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,452
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,089
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$737/mo
Today · 4.125%
HK$28,553
baseline
▲ 0.50% · 4.625%
HK$30,058
+HK$1,505/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,106/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,223
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,039
−HK$829/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,563
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,173
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,955
−HK$794/mo
Today · 4.125%
HK$30,749
baseline
▲ 0.50% · 4.625%
HK$32,370
+HK$1,621/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,498/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,096
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,970
−HK$888/mo
Today · 4.125%
HK$29,858
baseline
▲ 0.50% · 4.625%
HK$31,675
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,716/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,257
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,095
−HK$851/mo
Today · 4.125%
HK$32,946
baseline
▲ 0.50% · 4.625%
HK$34,682
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,892/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,969
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,902
−HK$947/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,787
+HK$1,938/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,341
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,235
−HK$907/mo
Today · 4.125%
HK$35,142
baseline
▲ 0.50% · 4.625%
HK$36,994
+HK$1,852/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,284/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,843
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$1,006/mo
Today · 4.125%
HK$33,839
baseline
▲ 0.50% · 4.625%
HK$35,898
+HK$2,059/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,678/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,424
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$963/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,306
+HK$1,968/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,716
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,764
−HK$1,066/mo
Today · 4.125%
HK$35,830
baseline
▲ 0.50% · 4.625%
HK$38,010
+HK$2,180/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,660/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,508
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,514
−HK$1,021/mo
Today · 4.125%
HK$39,535
baseline
▲ 0.50% · 4.625%
HK$41,619
+HK$2,084/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,070/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).