▼ 0.50% · 3.625%
HK$21,168
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,827
−HK$669/mo
Today · 4.125%
HK$22,496
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,992/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$641/mo
Today · 4.125%
HK$24,822
baseline
▲ 0.50% · 4.625%
HK$26,130
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,644/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,285
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,009
−HK$736/mo
Today · 4.125%
HK$24,745
baseline
▲ 0.50% · 4.625%
HK$26,251
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,490/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,904
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,599
−HK$705/mo
Today · 4.125%
HK$27,304
baseline
▲ 0.50% · 4.625%
HK$28,743
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,608/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,192
−HK$803/mo
Today · 4.125%
HK$26,995
baseline
▲ 0.50% · 4.625%
HK$28,637
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,990/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,259
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,017
−HK$769/mo
Today · 4.125%
HK$29,786
baseline
▲ 0.50% · 4.625%
HK$31,356
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,572/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,519
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$869/mo
Today · 4.125%
HK$29,244
baseline
▲ 0.50% · 4.625%
HK$31,024
+HK$1,780/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,488/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,614
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$833/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$33,969
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,635
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,557
−HK$937/mo
Today · 4.125%
HK$31,494
baseline
▲ 0.50% · 4.625%
HK$33,410
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,988/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,969
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,853
−HK$897/mo
Today · 4.125%
HK$34,750
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$1,832/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,500/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$1,003/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,797
+HK$2,054/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,272
−HK$961/mo
Today · 4.125%
HK$37,233
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,466/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,923
−HK$1,070/mo
Today · 4.125%
HK$35,993
baseline
▲ 0.50% · 4.625%
HK$38,183
+HK$2,190/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,679
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,690
−HK$1,025/mo
Today · 4.125%
HK$39,715
baseline
▲ 0.50% · 4.625%
HK$41,808
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,430/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,986
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,105
−HK$1,138/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,327/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,034
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,108
−HK$1,089/mo
Today · 4.125%
HK$42,197
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,224/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,394/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,103
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,288
−HK$1,204/mo
Today · 4.125%
HK$40,492
baseline
▲ 0.50% · 4.625%
HK$42,956
+HK$2,464/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,984/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,389
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,526
−HK$1,153/mo
Today · 4.125%
HK$44,679
baseline
▲ 0.50% · 4.625%
HK$47,034
+HK$2,355/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,358/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).