▼ 0.50% · 3.625%
HK$19,119
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,714
−HK$604/mo
Today · 4.125%
HK$20,318
baseline
▲ 0.50% · 4.625%
HK$21,554
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,636/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,270
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,840
−HK$579/mo
Today · 4.125%
HK$22,419
baseline
▲ 0.50% · 4.625%
HK$23,601
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,838/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,031
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,685
−HK$665/mo
Today · 4.125%
HK$22,350
baseline
▲ 0.50% · 4.625%
HK$23,710
+HK$1,360/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,700/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,397
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,024
−HK$637/mo
Today · 4.125%
HK$24,661
baseline
▲ 0.50% · 4.625%
HK$25,961
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,322/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,943
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,656
−HK$725/mo
Today · 4.125%
HK$24,381
baseline
▲ 0.50% · 4.625%
HK$25,865
+HK$1,484/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,762/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,524
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,208
−HK$695/mo
Today · 4.125%
HK$26,903
baseline
▲ 0.50% · 4.625%
HK$28,321
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,806/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,855
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,628
−HK$785/mo
Today · 4.125%
HK$26,413
baseline
▲ 0.50% · 4.625%
HK$28,020
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,826/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,651
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,392
−HK$752/mo
Today · 4.125%
HK$29,144
baseline
▲ 0.50% · 4.625%
HK$30,681
+HK$1,537/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,288/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,767
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,599
−HK$846/mo
Today · 4.125%
HK$28,445
baseline
▲ 0.50% · 4.625%
HK$30,176
+HK$1,731/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,890/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,576
−HK$810/mo
Today · 4.125%
HK$31,386
baseline
▲ 0.50% · 4.625%
HK$33,041
+HK$1,655/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,772/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,678
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,571
−HK$906/mo
Today · 4.125%
HK$30,477
baseline
▲ 0.50% · 4.625%
HK$32,331
+HK$1,854/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,954/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,904
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,760
−HK$868/mo
Today · 4.125%
HK$33,628
baseline
▲ 0.50% · 4.625%
HK$35,401
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,256/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,590
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,542
−HK$967/mo
Today · 4.125%
HK$32,509
baseline
▲ 0.50% · 4.625%
HK$34,487
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,018/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,031
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,944
−HK$926/mo
Today · 4.125%
HK$35,870
baseline
▲ 0.50% · 4.625%
HK$37,761
+HK$1,891/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,740/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,502
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,513
−HK$1,027/mo
Today · 4.125%
HK$34,540
baseline
▲ 0.50% · 4.625%
HK$36,642
+HK$2,102/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,080/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,158
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,128
−HK$984/mo
Today · 4.125%
HK$38,112
baseline
▲ 0.50% · 4.625%
HK$40,121
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,224/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,414
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,485
−HK$1,087/mo
Today · 4.125%
HK$36,572
baseline
▲ 0.50% · 4.625%
HK$38,798
+HK$2,226/mo
Deposit HK$838K · loan HK$7.55M · min. income ≈ HK$73,144/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,312
−HK$1,042/mo
Today · 4.125%
HK$40,354
baseline
▲ 0.50% · 4.625%
HK$42,481
+HK$2,127/mo
Deposit HK$838K · loan HK$7.55M · min. income ≈ HK$80,708/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,537 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).