▼ 0.50% · 3.625%
HK$21,301
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,963
−HK$673/mo
Today · 4.125%
HK$22,636
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,272/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,697
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$645/mo
Today · 4.125%
HK$24,977
baseline
▲ 0.50% · 4.625%
HK$26,294
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,954/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,431
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,160
−HK$740/mo
Today · 4.125%
HK$24,900
baseline
▲ 0.50% · 4.625%
HK$26,415
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,800/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,066
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,766
−HK$709/mo
Today · 4.125%
HK$27,475
baseline
▲ 0.50% · 4.625%
HK$28,923
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,950/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,561
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,356
−HK$808/mo
Today · 4.125%
HK$27,164
baseline
▲ 0.50% · 4.625%
HK$28,817
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,328/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$773/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,691
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,552
−HK$875/mo
Today · 4.125%
HK$29,427
baseline
▲ 0.50% · 4.625%
HK$31,218
+HK$1,791/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,854/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,806
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,632
−HK$838/mo
Today · 4.125%
HK$32,470
baseline
▲ 0.50% · 4.625%
HK$34,182
+HK$1,712/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,940/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,821
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,749
−HK$942/mo
Today · 4.125%
HK$31,691
baseline
▲ 0.50% · 4.625%
HK$33,619
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,382/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,176
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,065
−HK$903/mo
Today · 4.125%
HK$34,968
baseline
▲ 0.50% · 4.625%
HK$36,811
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,936/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,951
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,945
−HK$1,010/mo
Today · 4.125%
HK$33,955
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$2,066/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,910/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,545
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$968/mo
Today · 4.125%
HK$37,466
baseline
▲ 0.50% · 4.625%
HK$39,440
+HK$1,974/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,932/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,077/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,204/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,031/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,107/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,338
−HK$1,144/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,341/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,285
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,365
−HK$1,096/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,341
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,534
−HK$1,212/mo
Today · 4.125%
HK$40,746
baseline
▲ 0.50% · 4.625%
HK$43,225
+HK$2,479/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,492/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,654
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,798
−HK$1,161/mo
Today · 4.125%
HK$44,959
baseline
▲ 0.50% · 4.625%
HK$47,329
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,918/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).