▼ 0.50% · 3.625%
HK$21,944
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$693/mo
Today · 4.125%
HK$23,320
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,640/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,413
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,068
−HK$664/mo
Today · 4.125%
HK$25,732
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,464/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,139
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,890
−HK$763/mo
Today · 4.125%
HK$25,653
baseline
▲ 0.50% · 4.625%
HK$27,213
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,306/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,854
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,574
−HK$731/mo
Today · 4.125%
HK$28,305
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,610/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,333
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,152
−HK$833/mo
Today · 4.125%
HK$27,985
baseline
▲ 0.50% · 4.625%
HK$29,687
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,970/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,295
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$797/mo
Today · 4.125%
HK$30,878
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,756/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,528
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,415
−HK$902/mo
Today · 4.125%
HK$30,317
baseline
▲ 0.50% · 4.625%
HK$32,161
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,634/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,588
−HK$863/mo
Today · 4.125%
HK$33,451
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,902/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,722
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,678
−HK$971/mo
Today · 4.125%
HK$32,649
baseline
▲ 0.50% · 4.625%
HK$34,635
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,298/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,178
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,095
−HK$930/mo
Today · 4.125%
HK$36,025
baseline
▲ 0.50% · 4.625%
HK$37,924
+HK$1,899/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,050/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$1,041/mo
Today · 4.125%
HK$34,981
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$2,128/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,962/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,619
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,601
−HK$997/mo
Today · 4.125%
HK$38,598
baseline
▲ 0.50% · 4.625%
HK$40,632
+HK$2,034/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,196/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,111
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,203
−HK$1,110/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,583
+HK$2,270/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,061
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,108
−HK$1,063/mo
Today · 4.125%
HK$41,171
baseline
▲ 0.50% · 4.625%
HK$43,341
+HK$2,170/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,305
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,466
−HK$1,179/mo
Today · 4.125%
HK$39,645
baseline
▲ 0.50% · 4.625%
HK$42,057
+HK$2,412/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,290/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,502
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,615
−HK$1,129/mo
Today · 4.125%
HK$43,744
baseline
▲ 0.50% · 4.625%
HK$46,050
+HK$2,306/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,488/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,500
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,729
−HK$1,248/mo
Today · 4.125%
HK$41,977
baseline
▲ 0.50% · 4.625%
HK$44,531
+HK$2,554/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,954/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,943
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,122
−HK$1,195/mo
Today · 4.125%
HK$46,317
baseline
▲ 0.50% · 4.625%
HK$48,759
+HK$2,442/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,634/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,365 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).