▼ 0.50% · 3.625%
HK$3,662
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$116/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$236/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$111/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$226/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$128/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$260/mo
Deposit HK$723K · loan HK$883K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$122/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$249/mo
Deposit HK$723K · loan HK$883K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$139/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$284/mo
Deposit HK$642K · loan HK$964K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$133/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$271/mo
Deposit HK$642K · loan HK$964K · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$150/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$308/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$144/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$294/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$162/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$332/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$156/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$316/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$173/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$356/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,111
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$166/mo
Today · 4.125%
HK$6,441
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,882/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$186/mo
Today · 4.125%
HK$6,227
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$378/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,454/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,518
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,693
−HK$177/mo
Today · 4.125%
HK$6,870
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$363/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,740/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,225
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,419
−HK$197/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$7,018
+HK$402/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,926
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,111
−HK$189/mo
Today · 4.125%
HK$7,300
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$385/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,600/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$208/mo
Today · 4.125%
HK$7,005
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$426/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,010/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,333
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,530
−HK$199/mo
Today · 4.125%
HK$7,729
baseline
▲ 0.50% · 4.625%
HK$8,137
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,458/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).