▼ 0.50% · 3.625%
HK$3,511
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$111/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$227/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$106/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$217/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$249/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$117/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$239/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$272/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$128/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$260/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$144/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$295/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$139/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$282/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$155/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$318/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$149/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$166/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$341/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$159/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$326/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,793
−HK$177/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,334
+HK$364/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$170/mo
Today · 4.125%
HK$6,588
baseline
▲ 0.50% · 4.625%
HK$6,935
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,176/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,155
−HK$189/mo
Today · 4.125%
HK$6,344
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,688/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,641
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,819
−HK$180/mo
Today · 4.125%
HK$6,999
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$13,998/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,517
−HK$200/mo
Today · 4.125%
HK$6,717
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$408/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,434/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,220
−HK$191/mo
Today · 4.125%
HK$7,411
baseline
▲ 0.50% · 4.625%
HK$7,802
+HK$391/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,822/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).