▼ 0.50% · 3.625%
HK$3,429
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$108/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,866
+HK$222/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$104/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$212/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$120/mo
Today · 4.125%
HK$4,009
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$243/mo
Deposit HK$677K · loan HK$827K · min. income ≈ HK$8,018/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$114/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$233/mo
Deposit HK$677K · loan HK$827K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$602K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$124/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$254/mo
Deposit HK$602K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$289/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$135/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$276/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$152/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$310/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$145/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$297/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$162/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$333/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$155/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$318/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$174/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$354/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$167/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,773
+HK$339/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$184/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$177/mo
Today · 4.125%
HK$6,836
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$360/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,672/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$195/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$400/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,867
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$187/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$381/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).