▼ 0.50% · 3.625%
HK$3,500
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$111/mo
Today · 4.125%
HK$3,720
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$226/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$7,440/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,894
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$105/mo
Today · 4.125%
HK$4,104
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$217/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$8,208/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$122/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$249/mo
Deposit HK$691K · loan HK$844K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,284
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$117/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$238/mo
Deposit HK$691K · loan HK$844K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$133/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$271/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$127/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$260/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$537K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$138/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$281/mo
Deposit HK$537K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$461K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$148/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$303/mo
Deposit HK$461K · loan HK$1.07M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$166/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$339/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$159/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$324/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$177/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,314
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,231
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,398
−HK$169/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,913
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,951
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$188/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$385/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,798
−HK$180/mo
Today · 4.125%
HK$6,978
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,956/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,301
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$199/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$407/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$191/mo
Today · 4.125%
HK$7,388
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$390/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,776/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).