▼ 0.50% · 3.625%
HK$4,536
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$143/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$293/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$138/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$280/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$158/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$323/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$309/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,612
−HK$172/mo
Today · 4.125%
HK$5,784
baseline
▲ 0.50% · 4.625%
HK$6,136
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,568/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,055
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$164/mo
Today · 4.125%
HK$6,382
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,764/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$186/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$381/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$178/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$365/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,350
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,548
−HK$200/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,159
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,064
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,254
−HK$192/mo
Today · 4.125%
HK$7,446
baseline
▲ 0.50% · 4.625%
HK$7,838
+HK$392/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,892/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,804
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,015
−HK$215/mo
Today · 4.125%
HK$7,230
baseline
▲ 0.50% · 4.625%
HK$7,670
+HK$440/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,460/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,569
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,772
−HK$206/mo
Today · 4.125%
HK$7,978
baseline
▲ 0.50% · 4.625%
HK$8,398
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,956/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,483
−HK$229/mo
Today · 4.125%
HK$7,712
baseline
▲ 0.50% · 4.625%
HK$8,182
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,424/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,074
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,290
−HK$220/mo
Today · 4.125%
HK$8,510
baseline
▲ 0.50% · 4.625%
HK$8,958
+HK$448/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,020/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,711
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$243/mo
Today · 4.125%
HK$8,194
baseline
▲ 0.50% · 4.625%
HK$8,693
+HK$499/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,388/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,578
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,808
−HK$234/mo
Today · 4.125%
HK$9,042
baseline
▲ 0.50% · 4.625%
HK$9,518
+HK$476/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,084/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,164
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,418
−HK$258/mo
Today · 4.125%
HK$8,676
baseline
▲ 0.50% · 4.625%
HK$9,204
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,352/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,083
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,326
−HK$247/mo
Today · 4.125%
HK$9,573
baseline
▲ 0.50% · 4.625%
HK$10,078
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,146/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).