▼ 0.50% · 3.625%
HK$3,710
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$117/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$240/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$113/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$229/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,208
−HK$129/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,601
+HK$264/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$124/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$252/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$141/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$287/mo
Deposit HK$651K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$651K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,823
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$153/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,438
+HK$312/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$146/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$298/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$164/mo
Today · 4.125%
HK$5,520
baseline
▲ 0.50% · 4.625%
HK$5,856
+HK$336/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,040/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$157/mo
Today · 4.125%
HK$6,091
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$321/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,182/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$176/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,191
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$169/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$188/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$384/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$180/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$367/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$199/mo
Today · 4.125%
HK$6,703
baseline
▲ 0.50% · 4.625%
HK$7,111
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,406/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,017
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,205
−HK$191/mo
Today · 4.125%
HK$7,396
baseline
▲ 0.50% · 4.625%
HK$7,786
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,792/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$211/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,529
+HK$432/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,430
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$202/mo
Today · 4.125%
HK$7,831
baseline
▲ 0.50% · 4.625%
HK$8,244
+HK$413/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,662/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).