▼ 0.50% · 3.625%
HK$4,467
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$141/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$289/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$136/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$276/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$155/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$318/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$148/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,065
+HK$304/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$169/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$162/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$331/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,987
−HK$184/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$375/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,460
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$176/mo
Today · 4.125%
HK$6,809
baseline
▲ 0.50% · 4.625%
HK$7,168
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,618/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$197/mo
Today · 4.125%
HK$6,645
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,290/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,143
−HK$190/mo
Today · 4.125%
HK$7,333
baseline
▲ 0.50% · 4.625%
HK$7,719
+HK$386/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,666/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,908
−HK$212/mo
Today · 4.125%
HK$7,120
baseline
▲ 0.50% · 4.625%
HK$7,553
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,240/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,454
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,654
−HK$202/mo
Today · 4.125%
HK$7,856
baseline
▲ 0.50% · 4.625%
HK$8,271
+HK$415/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,712/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,369
−HK$226/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$8,057
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,951
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,164
−HK$216/mo
Today · 4.125%
HK$8,380
baseline
▲ 0.50% · 4.625%
HK$8,822
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,760/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,593
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$240/mo
Today · 4.125%
HK$8,070
baseline
▲ 0.50% · 4.625%
HK$8,561
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,140/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,448
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,674
−HK$230/mo
Today · 4.125%
HK$8,904
baseline
▲ 0.50% · 4.625%
HK$9,373
+HK$469/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,808/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,040
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,290
−HK$254/mo
Today · 4.125%
HK$8,544
baseline
▲ 0.50% · 4.625%
HK$9,064
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,088/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,944
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,184
−HK$244/mo
Today · 4.125%
HK$9,428
baseline
▲ 0.50% · 4.625%
HK$9,925
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,856/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).