▼ 0.50% · 3.625%
HK$3,703
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,819
−HK$117/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$239/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$113/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$228/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$129/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$264/mo
Deposit HK$731K · loan HK$893K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$124/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,029
+HK$252/mo
Deposit HK$731K · loan HK$893K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,582
−HK$141/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$287/mo
Deposit HK$650K · loan HK$974K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$134/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$275/mo
Deposit HK$650K · loan HK$974K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$152/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$312/mo
Deposit HK$568K · loan HK$1.06M · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$145/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$298/mo
Deposit HK$568K · loan HK$1.06M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$164/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$335/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$157/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$320/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$175/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$360/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,180
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,346
−HK$168/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,857
+HK$343/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$187/mo
Today · 4.125%
HK$6,297
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,594/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$179/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,314
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,492
−HK$198/mo
Today · 4.125%
HK$6,690
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,380/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,004
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,192
−HK$190/mo
Today · 4.125%
HK$7,382
baseline
▲ 0.50% · 4.625%
HK$7,771
+HK$389/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,764/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,666
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,873
−HK$211/mo
Today · 4.125%
HK$7,084
baseline
▲ 0.50% · 4.625%
HK$7,515
+HK$431/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,168/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,416
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,615
−HK$202/mo
Today · 4.125%
HK$7,817
baseline
▲ 0.50% · 4.625%
HK$8,229
+HK$412/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,634/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).