▼ 0.50% · 3.625%
HK$3,450
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$109/mo
Today · 4.125%
HK$3,666
baseline
▲ 0.50% · 4.625%
HK$3,889
+HK$223/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$7,332/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$104/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$213/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$120/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$245/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$114/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$235/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$131/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$268/mo
Deposit HK$605K · loan HK$908K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$125/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$256/mo
Deposit HK$605K · loan HK$908K · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$142/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$290/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$135/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$278/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$152/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$313/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$146/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$298/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$164/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$334/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,756
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$156/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,387
+HK$320/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,519
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$174/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$357/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$167/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$341/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$185/mo
Today · 4.125%
HK$6,232
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$379/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,464/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,524
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$177/mo
Today · 4.125%
HK$6,876
baseline
▲ 0.50% · 4.625%
HK$7,239
+HK$363/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,752/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$197/mo
Today · 4.125%
HK$6,599
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$401/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,198/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,908
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,093
−HK$188/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,665
+HK$384/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).