▼ 0.50% · 3.625%
HK$3,385
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$107/mo
Today · 4.125%
HK$3,598
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$219/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,196/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,766
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$103/mo
Today · 4.125%
HK$3,970
baseline
▲ 0.50% · 4.625%
HK$4,179
+HK$209/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,940/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$117/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$241/mo
Deposit HK$668K · loan HK$817K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$113/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$230/mo
Deposit HK$668K · loan HK$817K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$128/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$263/mo
Deposit HK$594K · loan HK$891K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$123/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$251/mo
Deposit HK$594K · loan HK$891K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$139/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$284/mo
Deposit HK$520K · loan HK$965K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$134/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$272/mo
Deposit HK$520K · loan HK$965K · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$150/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$143/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$293/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$160/mo
Today · 4.125%
HK$5,396
baseline
▲ 0.50% · 4.625%
HK$5,725
+HK$329/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,792/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,649
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,801
−HK$153/mo
Today · 4.125%
HK$5,954
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,908/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$171/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$164/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,686
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$182/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$174/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$193/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$394/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,779
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$184/mo
Today · 4.125%
HK$7,145
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$377/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$14,290/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).