▼ 0.50% · 3.625%
HK$4,424
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$140/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$286/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$134/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$274/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,866
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$154/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$315/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$147/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$301/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$167/mo
Today · 4.125%
HK$5,641
baseline
▲ 0.50% · 4.625%
HK$5,985
+HK$344/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$11,282/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,064
−HK$161/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,553
+HK$328/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$181/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$372/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$174/mo
Today · 4.125%
HK$6,743
baseline
▲ 0.50% · 4.625%
HK$7,099
+HK$356/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,486/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,193
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$196/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$400/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,890
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,075
−HK$187/mo
Today · 4.125%
HK$7,262
baseline
▲ 0.50% · 4.625%
HK$7,645
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,524/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$210/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$429/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$201/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$410/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,298
−HK$224/mo
Today · 4.125%
HK$7,522
baseline
▲ 0.50% · 4.625%
HK$7,979
+HK$457/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,044/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,874
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,085
−HK$215/mo
Today · 4.125%
HK$8,300
baseline
▲ 0.50% · 4.625%
HK$8,737
+HK$437/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,600/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,520
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,754
−HK$238/mo
Today · 4.125%
HK$7,992
baseline
▲ 0.50% · 4.625%
HK$8,478
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,984/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,366
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,591
−HK$227/mo
Today · 4.125%
HK$8,818
baseline
▲ 0.50% · 4.625%
HK$9,283
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,636/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,963
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,210
−HK$252/mo
Today · 4.125%
HK$8,462
baseline
▲ 0.50% · 4.625%
HK$8,977
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,924/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,858
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,096
−HK$241/mo
Today · 4.125%
HK$9,337
baseline
▲ 0.50% · 4.625%
HK$9,829
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,674/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).