▼ 0.50% · 3.625%
HK$3,334
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$105/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$216/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,709
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$100/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$207/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,667
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$115/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$238/mo
Deposit HK$658K · loan HK$804K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$111/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$227/mo
Deposit HK$658K · loan HK$804K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,001
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$127/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$258/mo
Deposit HK$585K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$121/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$248/mo
Deposit HK$585K · loan HK$877K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$137/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,886
+HK$280/mo
Deposit HK$512K · loan HK$950K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$131/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$268/mo
Deposit HK$512K · loan HK$950K · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$147/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$302/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$141/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$289/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$158/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$323/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$151/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$309/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$169/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$345/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,094
−HK$161/mo
Today · 4.125%
HK$6,255
baseline
▲ 0.50% · 4.625%
HK$6,585
+HK$330/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,510/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$179/mo
Today · 4.125%
HK$6,023
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$367/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,046/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,475
−HK$171/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$6,996
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$190/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$388/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$182/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,408
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).