▼ 0.50% · 3.625%
HK$3,911
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$124/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$253/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$119/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$241/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$278/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$130/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$266/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,693
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,839
−HK$148/mo
Today · 4.125%
HK$4,987
baseline
▲ 0.50% · 4.625%
HK$5,291
+HK$304/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,974/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,361
−HK$142/mo
Today · 4.125%
HK$5,503
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,006/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$161/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$153/mo
Today · 4.125%
HK$5,961
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$315/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,922/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$166/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$338/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$185/mo
Today · 4.125%
HK$6,234
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,468/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,526
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$178/mo
Today · 4.125%
HK$6,879
baseline
▲ 0.50% · 4.625%
HK$7,241
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,758/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$198/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$189/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$210/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,594
−HK$202/mo
Today · 4.125%
HK$7,796
baseline
▲ 0.50% · 4.625%
HK$8,207
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,592/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,258
−HK$223/mo
Today · 4.125%
HK$7,481
baseline
▲ 0.50% · 4.625%
HK$7,936
+HK$455/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$14,962/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,831
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,041
−HK$213/mo
Today · 4.125%
HK$8,254
baseline
▲ 0.50% · 4.625%
HK$8,689
+HK$435/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$16,508/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).