▼ 0.50% · 3.625%
HK$3,271
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,373
−HK$103/mo
Today · 4.125%
HK$3,476
baseline
▲ 0.50% · 4.625%
HK$3,688
+HK$212/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$6,952/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,737
−HK$99/mo
Today · 4.125%
HK$3,836
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$202/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$7,672/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$114/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$233/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$223/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$124/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,425
+HK$254/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$119/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$242/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$134/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$275/mo
Deposit HK$502K · loan HK$932K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$128/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$263/mo
Deposit HK$502K · loan HK$932K · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$145/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$296/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$139/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$283/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$318/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$148/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$165/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$338/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$158/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$324/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,561
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$176/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,269
+HK$359/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,186
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$169/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$343/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,071
−HK$186/mo
Today · 4.125%
HK$6,257
baseline
▲ 0.50% · 4.625%
HK$6,638
+HK$381/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,514/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$178/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,268
+HK$364/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).