▼ 0.50% · 3.625%
HK$3,130
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,227
−HK$99/mo
Today · 4.125%
HK$3,326
baseline
▲ 0.50% · 4.625%
HK$3,529
+HK$203/mo
Deposit HK$686K · loan HK$686K · min. income ≈ HK$6,652/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$94/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$194/mo
Deposit HK$686K · loan HK$686K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$109/mo
Today · 4.125%
HK$3,659
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$223/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$7,318/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,830
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$104/mo
Today · 4.125%
HK$4,037
baseline
▲ 0.50% · 4.625%
HK$4,250
+HK$213/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$8,074/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$113/mo
Today · 4.125%
HK$4,404
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$233/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$8,808/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$128/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$263/mo
Deposit HK$480K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$123/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$252/mo
Deposit HK$480K · loan HK$892K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$139/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$283/mo
Deposit HK$412K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$132/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$271/mo
Deposit HK$412K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$149/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$303/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$142/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$291/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$158/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$324/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$309/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$168/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$5,999
+HK$344/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$162/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$328/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$178/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,352
+HK$365/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$171/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$6,955
+HK$348/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).