▼ 0.50% · 3.625%
HK$3,236
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,337
−HK$102/mo
Today · 4.125%
HK$3,439
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$209/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$6,878/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$98/mo
Today · 4.125%
HK$3,795
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$200/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$7,590/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,560
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$113/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$230/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$108/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$220/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$123/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$251/mo
Deposit HK$568K · loan HK$851K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,320
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$117/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$241/mo
Deposit HK$568K · loan HK$851K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$133/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$272/mo
Deposit HK$497K · loan HK$922K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,680
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$127/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$260/mo
Deposit HK$497K · loan HK$922K · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$144/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$293/mo
Deposit HK$426K · loan HK$993K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$137/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$280/mo
Deposit HK$426K · loan HK$993K · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$153/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$314/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$147/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$300/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$163/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,837
+HK$335/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,760
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$156/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$320/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$174/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,692/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,120
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$167/mo
Today · 4.125%
HK$6,451
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$340/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,902/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$184/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$377/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$176/mo
Today · 4.125%
HK$6,830
baseline
▲ 0.50% · 4.625%
HK$7,190
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,660/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).