▼ 0.50% · 3.625%
HK$3,263
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$103/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$211/mo
Deposit HK$716K · loan HK$716K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$99/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$201/mo
Deposit HK$716K · loan HK$716K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,701
−HK$114/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$232/mo
Deposit HK$644K · loan HK$787K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$108/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$222/mo
Deposit HK$644K · loan HK$787K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$124/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$253/mo
Deposit HK$572K · loan HK$859K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$119/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$242/mo
Deposit HK$572K · loan HK$859K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$134/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$275/mo
Deposit HK$501K · loan HK$930K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,846
−HK$129/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$262/mo
Deposit HK$501K · loan HK$930K · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$144/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$296/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$138/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$283/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,047
−HK$155/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$317/mo
Deposit HK$358K · loan HK$1.07M · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$148/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$303/mo
Deposit HK$358K · loan HK$1.07M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$165/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$338/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,965
−HK$158/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$322/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$176/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$358/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$168/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$343/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$186/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$379/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$178/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$363/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).