▼ 0.50% · 3.625%
HK$3,590
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$114/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,048
+HK$232/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$109/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$222/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$125/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$255/mo
Deposit HK$709K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$119/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$244/mo
Deposit HK$709K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$137/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$278/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$130/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$266/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$147/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$302/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$141/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$289/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$159/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$152/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$311/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$170/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$349/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,152
−HK$163/mo
Today · 4.125%
HK$6,315
baseline
▲ 0.50% · 4.625%
HK$6,648
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,630/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$182/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$371/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,562
−HK$174/mo
Today · 4.125%
HK$6,736
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$355/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,472/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$192/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$395/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,972
−HK$185/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$204/mo
Today · 4.125%
HK$6,868
baseline
▲ 0.50% · 4.625%
HK$7,286
+HK$418/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,736/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$195/mo
Today · 4.125%
HK$7,578
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$400/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,156/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).