▼ 0.50% · 3.625%
HK$3,461
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$110/mo
Today · 4.125%
HK$3,678
baseline
▲ 0.50% · 4.625%
HK$3,902
+HK$224/mo
Deposit HK$759K · loan HK$759K · min. income ≈ HK$7,356/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$105/mo
Today · 4.125%
HK$4,058
baseline
▲ 0.50% · 4.625%
HK$4,272
+HK$214/mo
Deposit HK$759K · loan HK$759K · min. income ≈ HK$8,116/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,807
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$121/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$246/mo
Deposit HK$683K · loan HK$835K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$115/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$235/mo
Deposit HK$683K · loan HK$835K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$269/mo
Deposit HK$607K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$126/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$256/mo
Deposit HK$607K · loan HK$911K · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$531K · loan HK$987K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$137/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$531K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$153/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$313/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$146/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$300/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$164/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$335/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$157/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$321/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$175/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$358/mo
Deposit HK$304K · loan HK$1.21M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$168/mo
Today · 4.125%
HK$6,493
baseline
▲ 0.50% · 4.625%
HK$6,835
+HK$342/mo
Deposit HK$304K · loan HK$1.21M · min. income ≈ HK$12,986/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$186/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,721
−HK$178/mo
Today · 4.125%
HK$6,899
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$363/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,798/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,229
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$197/mo
Today · 4.125%
HK$6,620
baseline
▲ 0.50% · 4.625%
HK$7,023
+HK$403/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,240/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,116
−HK$189/mo
Today · 4.125%
HK$7,305
baseline
▲ 0.50% · 4.625%
HK$7,690
+HK$385/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,610/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).