▼ 0.50% · 3.625%
HK$3,575
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$113/mo
Today · 4.125%
HK$3,799
baseline
▲ 0.50% · 4.625%
HK$4,030
+HK$231/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$7,598/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,977
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$109/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$221/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$125/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$254/mo
Deposit HK$705K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$243/mo
Deposit HK$705K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$136/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$277/mo
Deposit HK$627K · loan HK$941K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$130/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$265/mo
Deposit HK$627K · loan HK$941K · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$147/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$300/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$140/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$158/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$324/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$151/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$310/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$169/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$163/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$331/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,897
−HK$181/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,448
+HK$370/mo
Deposit HK$314K · loan HK$1.25M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,363
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,534
−HK$173/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,060
+HK$353/mo
Deposit HK$314K · loan HK$1.25M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$192/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,761
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,942
−HK$184/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$375/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,635
−HK$203/mo
Today · 4.125%
HK$6,838
baseline
▲ 0.50% · 4.625%
HK$7,254
+HK$416/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,676/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,158
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,350
−HK$195/mo
Today · 4.125%
HK$7,545
baseline
▲ 0.50% · 4.625%
HK$7,943
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,090/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).