▼ 0.50% · 3.625%
HK$3,558
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,668
−HK$113/mo
Today · 4.125%
HK$3,781
baseline
▲ 0.50% · 4.625%
HK$4,011
+HK$230/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$7,562/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,958
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$108/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$220/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$124/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$253/mo
Deposit HK$702K · loan HK$858K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$119/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$242/mo
Deposit HK$702K · loan HK$858K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$135/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$276/mo
Deposit HK$624K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$129/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$264/mo
Deposit HK$624K · loan HK$936K · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$299/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$140/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$286/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$157/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$322/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$150/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$308/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$169/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$345/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,096
−HK$161/mo
Today · 4.125%
HK$6,257
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,514/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$180/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,333
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$173/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$351/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,048
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$191/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$391/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,728
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,909
−HK$183/mo
Today · 4.125%
HK$7,092
baseline
▲ 0.50% · 4.625%
HK$7,466
+HK$374/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,184/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,404
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,603
−HK$202/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,219
+HK$414/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,124
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,315
−HK$194/mo
Today · 4.125%
HK$7,509
baseline
▲ 0.50% · 4.625%
HK$7,905
+HK$396/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$15,018/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).