▼ 0.50% · 3.625%
HK$3,571
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$112/mo
Today · 4.125%
HK$3,795
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$231/mo
Deposit HK$783K · loan HK$783K · min. income ≈ HK$7,590/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,973
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$108/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$221/mo
Deposit HK$783K · loan HK$783K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$124/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$254/mo
Deposit HK$705K · loan HK$861K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$242/mo
Deposit HK$705K · loan HK$861K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$135/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$278/mo
Deposit HK$626K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$129/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$626K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,643
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$147/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$300/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$140/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,731
+HK$287/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$158/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$323/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$151/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$309/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$169/mo
Today · 4.125%
HK$5,693
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$346/mo
Deposit HK$392K · loan HK$1.17M · min. income ≈ HK$11,386/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,960
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$162/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$331/mo
Deposit HK$392K · loan HK$1.17M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$181/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$369/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$173/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,071
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$192/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,754
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$183/mo
Today · 4.125%
HK$7,119
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,238/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,429
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$203/mo
Today · 4.125%
HK$6,832
baseline
▲ 0.50% · 4.625%
HK$7,247
+HK$415/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,664/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,152
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,344
−HK$194/mo
Today · 4.125%
HK$7,538
baseline
▲ 0.50% · 4.625%
HK$7,935
+HK$397/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,076/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).