▼ 0.50% · 3.625%
HK$3,534
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$112/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$229/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$106/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$219/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$123/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$251/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,325
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$118/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$240/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,241
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$134/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$275/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,718
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$128/mo
Today · 4.125%
HK$4,973
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$263/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,946/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$145/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$139/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$284/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$157/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$320/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$149/mo
Today · 4.125%
HK$5,802
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$306/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$11,604/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$167/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$343/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,056
−HK$161/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$327/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$179/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$365/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$171/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$350/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$190/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$389/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$182/mo
Today · 4.125%
HK$7,046
baseline
▲ 0.50% · 4.625%
HK$7,417
+HK$371/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,092/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$201/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$411/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,268
−HK$192/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$393/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).