▼ 0.50% · 3.625%
HK$3,513
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,622
−HK$111/mo
Today · 4.125%
HK$3,733
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$227/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$7,466/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$106/mo
Today · 4.125%
HK$4,119
baseline
▲ 0.50% · 4.625%
HK$4,336
+HK$217/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$8,238/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$122/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$250/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$117/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$239/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,215
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$133/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$272/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,815
−HK$128/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$261/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$144/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$295/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$138/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$282/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$155/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$318/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$149/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,071
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$167/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$340/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$160/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$325/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$178/mo
Today · 4.125%
HK$5,973
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,946/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$170/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,938
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,158
−HK$188/mo
Today · 4.125%
HK$6,346
baseline
▲ 0.50% · 4.625%
HK$6,732
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,692/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,644
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,822
−HK$181/mo
Today · 4.125%
HK$7,003
baseline
▲ 0.50% · 4.625%
HK$7,372
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$14,006/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$200/mo
Today · 4.125%
HK$6,720
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,440/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$191/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$391/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).