▼ 0.50% · 3.625%
HK$4,780
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$151/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,389
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$144/mo
Today · 4.125%
HK$5,605
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,210/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$166/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,928
+HK$340/mo
Deposit HK$943K · loan HK$1.15M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$159/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$325/mo
Deposit HK$943K · loan HK$1.15M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,736
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$181/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$371/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$174/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$354/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,214
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,408
−HK$196/mo
Today · 4.125%
HK$6,604
baseline
▲ 0.50% · 4.625%
HK$7,006
+HK$402/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$13,208/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,914
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,099
−HK$188/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,671
+HK$384/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,692
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,901
−HK$211/mo
Today · 4.125%
HK$7,112
baseline
▲ 0.50% · 4.625%
HK$7,545
+HK$433/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$14,224/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,445
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,645
−HK$203/mo
Today · 4.125%
HK$7,848
baseline
▲ 0.50% · 4.625%
HK$8,261
+HK$413/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$15,696/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$226/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,084
+HK$464/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,191
−HK$217/mo
Today · 4.125%
HK$8,408
baseline
▲ 0.50% · 4.625%
HK$8,851
+HK$443/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$16,816/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,886
−HK$242/mo
Today · 4.125%
HK$8,128
baseline
▲ 0.50% · 4.625%
HK$8,623
+HK$495/mo
Deposit HK$419K · loan HK$1.68M · min. income ≈ HK$16,256/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,509
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,737
−HK$232/mo
Today · 4.125%
HK$8,969
baseline
▲ 0.50% · 4.625%
HK$9,441
+HK$472/mo
Deposit HK$419K · loan HK$1.68M · min. income ≈ HK$17,938/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,127
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,379
−HK$257/mo
Today · 4.125%
HK$8,636
baseline
▲ 0.50% · 4.625%
HK$9,162
+HK$526/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$17,272/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,041
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,283
−HK$246/mo
Today · 4.125%
HK$9,529
baseline
▲ 0.50% · 4.625%
HK$10,032
+HK$503/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$19,058/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,605
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,872
−HK$272/mo
Today · 4.125%
HK$9,144
baseline
▲ 0.50% · 4.625%
HK$9,701
+HK$557/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,288/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,573
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,829
−HK$261/mo
Today · 4.125%
HK$10,090
baseline
▲ 0.50% · 4.625%
HK$10,622
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,180/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).