▼ 0.50% · 3.625%
HK$3,742
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$118/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$114/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$231/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$130/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$266/mo
Deposit HK$738K · loan HK$903K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$124/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$255/mo
Deposit HK$738K · loan HK$903K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$290/mo
Deposit HK$656K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$278/mo
Deposit HK$656K · loan HK$985K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$153/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,484
+HK$315/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$147/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$300/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$166/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,906
+HK$339/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$159/mo
Today · 4.125%
HK$6,143
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$323/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,286/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,787
−HK$178/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$362/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$170/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,987
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$189/mo
Today · 4.125%
HK$6,362
baseline
▲ 0.50% · 4.625%
HK$6,749
+HK$387/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,724/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,839
−HK$181/mo
Today · 4.125%
HK$7,020
baseline
▲ 0.50% · 4.625%
HK$7,390
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,040/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$201/mo
Today · 4.125%
HK$6,760
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,520/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,077
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$193/mo
Today · 4.125%
HK$7,459
baseline
▲ 0.50% · 4.625%
HK$7,852
+HK$393/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,918/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,945
−HK$212/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,593
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,493
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,694
−HK$204/mo
Today · 4.125%
HK$7,898
baseline
▲ 0.50% · 4.625%
HK$8,314
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,796/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).