▼ 0.50% · 3.625%
HK$3,882
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$123/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$251/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$117/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$240/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$135/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$277/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$130/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$264/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$147/mo
Today · 4.125%
HK$4,951
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$301/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$9,902/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$141/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$288/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$160/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$153/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$172/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$164/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$336/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$184/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$376/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$177/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$196/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,911
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,096
−HK$188/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,668
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,805
−HK$209/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,539
−HK$200/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$408/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,988
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,206
−HK$221/mo
Today · 4.125%
HK$7,427
baseline
▲ 0.50% · 4.625%
HK$7,878
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,854/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,774
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,983
−HK$211/mo
Today · 4.125%
HK$8,194
baseline
▲ 0.50% · 4.625%
HK$8,626
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,388/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).