▼ 0.50% · 3.625%
HK$3,740
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$119/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$241/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$114/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$231/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$130/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$266/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$124/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$254/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$290/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$136/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$277/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$154/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$314/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$147/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$301/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$165/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$339/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$159/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$324/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$177/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,325
+HK$363/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,409
−HK$169/mo
Today · 4.125%
HK$6,578
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,156/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$189/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$387/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,836
−HK$181/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$201/mo
Today · 4.125%
HK$6,757
baseline
▲ 0.50% · 4.625%
HK$7,168
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,514/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,073
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,263
−HK$193/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,849
+HK$393/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,732
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,942
−HK$212/mo
Today · 4.125%
HK$7,154
baseline
▲ 0.50% · 4.625%
HK$7,590
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,308/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,489
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,690
−HK$204/mo
Today · 4.125%
HK$7,894
baseline
▲ 0.50% · 4.625%
HK$8,310
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,788/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).