▼ 0.50% · 3.625%
HK$3,787
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,905
−HK$120/mo
Today · 4.125%
HK$4,025
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$245/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,050/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$115/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$234/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,295
−HK$132/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$270/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$126/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$257/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$144/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$293/mo
Deposit HK$664K · loan HK$997K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$138/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$281/mo
Deposit HK$664K · loan HK$997K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$156/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$149/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$168/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$342/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$160/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$328/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$180/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$367/mo
Deposit HK$415K · loan HK$1.25M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,489
−HK$172/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$351/mo
Deposit HK$415K · loan HK$1.25M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$191/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$392/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$183/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$375/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$204/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,162
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,355
−HK$194/mo
Today · 4.125%
HK$7,549
baseline
▲ 0.50% · 4.625%
HK$7,947
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,098/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$215/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$441/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,584
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,787
−HK$206/mo
Today · 4.125%
HK$7,993
baseline
▲ 0.50% · 4.625%
HK$8,415
+HK$422/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,986/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).