▼ 0.50% · 3.625%
HK$4,410
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$139/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$134/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$272/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,851
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$153/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$313/mo
Deposit HK$870K · loan HK$1.06M · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,396
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$147/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$300/mo
Deposit HK$870K · loan HK$1.06M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$167/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$343/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,887
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,045
−HK$160/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$181/mo
Today · 4.125%
HK$6,092
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,184/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,377
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,548
−HK$174/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,076
+HK$354/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$195/mo
Today · 4.125%
HK$6,561
baseline
▲ 0.50% · 4.625%
HK$6,960
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,122/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,868
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$187/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,621
+HK$382/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,820
−HK$209/mo
Today · 4.125%
HK$7,029
baseline
▲ 0.50% · 4.625%
HK$7,457
+HK$428/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,058/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,359
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,556
−HK$200/mo
Today · 4.125%
HK$7,756
baseline
▲ 0.50% · 4.625%
HK$8,165
+HK$409/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,512/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,055
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,275
−HK$223/mo
Today · 4.125%
HK$7,498
baseline
▲ 0.50% · 4.625%
HK$7,954
+HK$456/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$14,996/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,849
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,060
−HK$213/mo
Today · 4.125%
HK$8,273
baseline
▲ 0.50% · 4.625%
HK$8,709
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,546/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,496
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,730
−HK$237/mo
Today · 4.125%
HK$7,967
baseline
▲ 0.50% · 4.625%
HK$8,451
+HK$484/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,934/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,340
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,563
−HK$227/mo
Today · 4.125%
HK$8,790
baseline
▲ 0.50% · 4.625%
HK$9,254
+HK$464/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,580/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,937
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,184
−HK$251/mo
Today · 4.125%
HK$8,435
baseline
▲ 0.50% · 4.625%
HK$8,948
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,870/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,830
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,067
−HK$240/mo
Today · 4.125%
HK$9,307
baseline
▲ 0.50% · 4.625%
HK$9,798
+HK$491/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,614/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).