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Crescira AVM · estimated value Medium confidence
HK$3.59M
≈ HK$8,075 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,673/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,748
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,207
−HK$466/mo
Today · 4.125%
HK$15,673
baseline
▲ 0.50% · 4.625%
HK$16,627
+HK$954/mo

Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,346/mo (50% DSR)

Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Diamond Hill Station
≈ 6 min walk · 417 m
Education
87
schools within 1 km (30 within 500 m)
Daily convenience
71
within 1 km (29 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
116
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Diamond Hill Station Station.

Family-friendly — 87 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 116 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
34/F
Flat
22
Saleable Area
445 Saleable ft²
Gross Area
581 ft²
Efficiency
77%
District
Wong Tai Sin District · Kowloon
School net (POA)
45

Transaction History

Date Price Gain / loss
2015-07-14 HK$2.48M
Data sourced from Renavon.com