▼ 0.50% · 3.625%
HK$3,934
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$125/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$254/mo
Deposit HK$863K · loan HK$863K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$119/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$243/mo
Deposit HK$863K · loan HK$863K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$137/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$280/mo
Deposit HK$776K · loan HK$949K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$131/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$268/mo
Deposit HK$776K · loan HK$949K · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$149/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$305/mo
Deposit HK$690K · loan HK$1.04M · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$142/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$292/mo
Deposit HK$690K · loan HK$1.04M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$162/mo
Today · 4.125%
HK$5,435
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$331/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$10,870/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,689
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,842
−HK$155/mo
Today · 4.125%
HK$5,997
baseline
▲ 0.50% · 4.625%
HK$6,313
+HK$316/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$11,994/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$174/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$356/mo
Deposit HK$518K · loan HK$1.21M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$167/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$340/mo
Deposit HK$518K · loan HK$1.21M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$187/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$382/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$178/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$365/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$199/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,190
−HK$191/mo
Today · 4.125%
HK$7,381
baseline
▲ 0.50% · 4.625%
HK$7,770
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,762/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,688
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$211/mo
Today · 4.125%
HK$7,107
baseline
▲ 0.50% · 4.625%
HK$7,540
+HK$433/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,214/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,440
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,640
−HK$202/mo
Today · 4.125%
HK$7,842
baseline
▲ 0.50% · 4.625%
HK$8,255
+HK$413/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,684/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,301
−HK$224/mo
Today · 4.125%
HK$7,525
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$458/mo
Deposit HK$173K · loan HK$1.55M · min. income ≈ HK$15,050/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,878
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,089
−HK$214/mo
Today · 4.125%
HK$8,303
baseline
▲ 0.50% · 4.625%
HK$8,741
+HK$438/mo
Deposit HK$173K · loan HK$1.55M · min. income ≈ HK$16,606/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).