▼ 0.50% · 3.625%
HK$4,039
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$127/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$262/mo
Deposit HK$886K · loan HK$886K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$122/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$250/mo
Deposit HK$886K · loan HK$886K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$141/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$287/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$135/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$275/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$153/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$313/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$147/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$299/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$166/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$340/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$159/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$325/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$178/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$366/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$171/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$192/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$391/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$183/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$375/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$204/mo
Today · 4.125%
HK$6,868
baseline
▲ 0.50% · 4.625%
HK$7,286
+HK$418/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,736/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$196/mo
Today · 4.125%
HK$7,578
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$400/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,156/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,867
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$217/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,741
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,844
−HK$208/mo
Today · 4.125%
HK$8,052
baseline
▲ 0.50% · 4.625%
HK$8,476
+HK$424/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,104/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,271
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,497
−HK$229/mo
Today · 4.125%
HK$7,726
baseline
▲ 0.50% · 4.625%
HK$8,197
+HK$471/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,452/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,088
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,305
−HK$220/mo
Today · 4.125%
HK$8,525
baseline
▲ 0.50% · 4.625%
HK$8,975
+HK$450/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,050/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).