▼ 0.50% · 3.625%
HK$3,874
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$123/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$250/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$117/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$240/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$134/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$276/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$129/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$264/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$147/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$300/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$141/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$287/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$160/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$325/mo
Deposit HK$595K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$153/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$311/mo
Deposit HK$595K · loan HK$1.10M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$171/mo
Today · 4.125%
HK$5,763
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,526/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,033
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$164/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,694
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$184/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$376/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$176/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$359/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$195/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,987
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,895
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$188/mo
Today · 4.125%
HK$7,268
baseline
▲ 0.50% · 4.625%
HK$7,651
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,536/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,585
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,790
−HK$208/mo
Today · 4.125%
HK$6,998
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$13,996/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,326
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,522
−HK$200/mo
Today · 4.125%
HK$7,722
baseline
▲ 0.50% · 4.625%
HK$8,129
+HK$407/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,444/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$221/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,861
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,757
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,965
−HK$211/mo
Today · 4.125%
HK$8,176
baseline
▲ 0.50% · 4.625%
HK$8,607
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,352/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).