▼ 0.50% · 3.625%
HK$3,887
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$123/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,440
−HK$118/mo
Today · 4.125%
HK$4,558
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,116/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$135/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,820
+HK$276/mo
Deposit HK$767K · loan HK$938K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$130/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$264/mo
Deposit HK$767K · loan HK$938K · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$148/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$301/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$141/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$289/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$160/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,772
−HK$153/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,238
+HK$313/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$172/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,216
−HK$165/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,717
+HK$336/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,830
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$184/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,486
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,660
−HK$177/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$196/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,919
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$189/mo
Today · 4.125%
HK$7,293
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,586/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,813
−HK$209/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$200/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,997
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,214
−HK$221/mo
Today · 4.125%
HK$7,435
baseline
▲ 0.50% · 4.625%
HK$7,888
+HK$453/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,870/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,784
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,992
−HK$212/mo
Today · 4.125%
HK$8,204
baseline
▲ 0.50% · 4.625%
HK$8,637
+HK$433/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,408/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).